M/S DREAM ASSOCIATE is a professional debt recovery and EMI collection agency, committed to offering ethical, efficient, and technology-driven recovery solutions for NBFCs, banks, fintechs, and microfinance institutions.
We specialize in bucket-wise EMI collections, field recovery operations, and NPA account handling, ensuring maximum recoveries with minimal friction.
Our Mission-
To ensure timely EMI recovery while maintaining customer dignity, client reputation, and compliance with all regulatory standards.
Our Services -
EMI Collection & Recovery (Early, Mid, and Hard Bucket)
- Field Collection Operations (FOS)
- Tele-calling & Skip Tracing
- Delinquent Account Follow-up (0180+ DPD)
- Loan Settlement Negotiation
- Recovery of NPA Accounts
- Third-Party Collection for Banks & NBFCs
- Legal Recovery Coordination
Operational Areas -
Assam, West Bengal,Tripura,(North East India) and more...
To ensure timely EMI recovery while maintaining customer dignity, client reputation, and compliance with all regulatory standards.
To be the most trusted and ethical receivables management partner In india.
Guiding financial Collection with 10 years+ of expertise.
We Are Handling 20k+ Customers...
We Are Warking With 98% Resolation....
Team and Staff
To collect EMIs and overdue payments from customers through on-ground visits while maintaining professionalism, compliance, and accurate reporting.
To ensure effective EMI recovery, customer tracing, and timely reporting through professional telecommunication and data follow-up.
The primary objective of Delinquent Account Follow-up is to ensure timely recovery of overdue payments while maintaining a positive relationship with the customer and minimizing financial losses for the organization.
To recover maximum possible dues from customers who are unable to pay the full outstanding amount, by negotiating a mutually agreeable one-time settlement (OTS) or structured payment plan, while minimizing loss to the lender and maintaining compliance with company and legal policies.
